Osprey is a first-generation independent agency drawn deliberately simple: auto, home, renters, life, and the toys, quoted across 18 carriers — with one person holding the pen the whole way.
Six lines of business, each one an unbroken line — because a policy should be something you can follow end to end. Tap any drawing to watch it drawn again.
Every driver and vehicle on one renewal, quoted across 18 carriers — with comp & collision priced for the actual hazards out here, antlered and otherwise.
tap drawing to redrawWildfire and snow-load reality checked on every homeowners quote. Renting for now? Everything you own from about $12 a month.
tap drawing to redrawAgreed value on the hulls and hoods, trail and on-water liability, and layup rates for the months under a tarp. One bundle, one bill.
tap drawing to redrawTerm life sized to the mortgage and the kids, quoted in ten minutes. Umbrellas from $1M layered over the lot, for less than you think.
tap drawing to redrawThe comparison is the product. You see every real number, including the quotes we lose.
Every exclusion read and explained before you sign. If it can't be said simply, it isn't sold here.
Renewals re-shopped against the market automatically, every year, without being asked.
Osprey opened in 2024 with no inherited book and no shortcuts — after Dane spent nine years watching brokerage clients get handed between departments like paperwork. Here the line never breaks: the person who quotes you across 18 carriers is the person who reads you the exclusions, and the person standing in your driveway when the fir comes down. That's the drawing. That's the whole drawing.
"Dane put eight quotes side by side, crossed out the two that penalized our roof age, and explained the rest in fifteen minutes. Cleanest insurance experience I've had in forty years."
"Bought the boat on a Friday, texted Dane from the dealer lot, insured before the trailer hit the driveway."